What’s the difference between ‘available’ and ‘pending’ balance?

On the left hand side of your account, you will see the side menu where you can select 'Financials'.

If you select 'Balance & Transfers' from the 4 options at the top of your page.

This will show you both your 'Available Balance' and 'Pending Balance'

Your 'Available Balance' is any funds that have passed the banks security checks and are funds that are immediately available to you.

'Pending Balance' are the funds that are still being processed/checked by your bank.